Planning Services

Financial Coaching

Our financial coaching services put the collective knowledge of Harvest Wealth Advisors to work for you at a great value.  Contact us with your questions regarding any of the 6 areas and you can get unbiased informed answers.  Use your hours to have us write a goals-based plan for you.  Use the information posted on our website and contact us with any questions that you have or schedule a meeting and let us look at whatever you want.

Financial planning and the HWA Living Financial Plan

Not all financial plans are created equal.  The problem with a traditional financial plan is that the moment the plan is printed it is already out of date.  Goals, the economy, account values, family’s are always changing and so your plan is always changing.  That’s why we don’t believe in financial plans but financial planning, a dynamic-iterate process.  That’s why we utilize technology to write a Living Financial Plan that can be updated and viewed at anytime.

Also included in all our living financial plans is our Goal Achievement Index.  We objectively analyze each of the six areas and provide you with a summary and an in-depth evaluation of each area.  See what areas are strong and what areas can benefit by some new strategies.  The Goal Achievement Index provides you with a wealth health report of each of the six areas and your comprehensive plan.  Our implementation begins with addressing the least healthy areas first. 

Visual Executive Planning Summaries

One of the major features of our living financial plans is how we deliver our plans.  Ultimately, a comprehensive financial plan is six coordinated sub-plans.  An asset and investment plan, debt management plan, cash flow plan, tax plan, risk management plan, and an estate plan.  Because of the level of analysis necessary to correctly coordinate each area, our plans are exhaustive and detailed.  If a picture is worth one thousand words, then it has to be worth ten thousand numbers.   Our six Visual Executive Planning Summaries allow us to take a drill down approach to communicating your plan.  We can communicate the important aspects of your plan in six pages rather than a 200 page document.  This allows you to quickly assess what is important to you and allow you to ask questions to the level of detail you require.  This allows us to effectively communicate with people of varying financial experience and degrees of analytical ability.