Implementation Services

Investment Implementation Services

Just like our planning services our asset management services are not cookie cutter.  There are so many complex issues when designing and implementing asset management plans that we don’t believe assigning you to a predesigned model portfolio will work. Each of our clients’ receives a customized portfolio designed to meet their individual situations.   We find that we can add value to our clients asset plan on many different levels.  Two of the most important is behavioral and technical.  Behaviorally we find that clients will often make emotional decisions that have detrimental impact on their investment plan.  There have been great advances in the field of behavioral finance (understanding the psychology of investors) and HWA has the tools to educate and guide our clients in good times and in bad.  Additional benefits of our investment implementation services are:

• Holistic intuitive portfolio designs that support positive investor psychology and behavior
• Goal-based return requirements
• Minimize market risk
• Portfolio income strategies
• Core and satellite investment strategies
• Tax managed investment strategies
• Custom asset location strategies
• Custom asset allocation and sub allocation strategies
• Manager/investment selection analysis
• Investment policy statement creation

Insurance Implementation Services

A general perception of the insurance industry is that it is greedy and lacks integrity.  The beginning of risk management is understanding the risks that individuals face and the multitude of strategies that can be utilized to minimize that risk.  Transferring risk to an insurance company is only one of five ways to manage risk.  Often, we find that through the development of a proper comprehensive plan we can lessen the need for insurances overtime.  However, there are times when insurance is needed and finding the right provider, amount, and policy features prevents our client’s from getting "sold" the wrong policy.  

Customized Client Implementation Plans

Once our clients understand that we have their best interests at heart they ultimately want to know what they need to do to achieve their goals.  Once a quarter we provide a Customized Client Implementation Plan that details action items that need to be accomplished.  The CIP also shows you the work that is being accomplished on your behalf by HWA.